Wyoming Educators' Benefit Trust

Frequently Asked Questions

Retiree Plan

Am I eligible for the WEBT Retiree coverage?

You must be a retiree from a Group that is participating with WEBT.  Upon Retirement, a retiree has the option to chose to go to COBRA or go straight into the WEBT retirees.  You can not cancel your coverage and then return to the WEBT Retiree coverage.

How will I know when my COBRA has ended?

Blue Cross Blue Shield of Wyoming sends a list to WEBT notifying us when your COBRA coverage is about to end.  WEBT will send you our packet of information about the Wyoming Educators' Benefit Trust retiree coverage.  In the packet there will be a form for you to sign to transfer coverage and a form to withdraw the premiums from your Wyoming Retirement System account.  If you are 65 there will be a form to sign for Blue Cross Blue Shield of Wyoming authorizing coordination of benefits with Medicare. 

How often does the rate change?

The rate is subject to change every July 1.  You will receive written notice about any changes to the policy or the rate before July 1, each year.

What are the current rates for Retirees?

Please contact the WEBT Consultants for current rates.

What if I have Medicare?

Medicare is primary and the WEBT retiree coverage is secondary.  Blue Cross Blue Shield of Wyoming will coordinate with Medicare.

What is the Prescription Benefit?

The prescription benefit is the same as the benefit currently offered to our standard deductible group medical plans. Specific information can be obtained from the WEBT Consultants.

For additional Prescription information, please see the question and answer section under Prescription Questions.

How does this compare to Medicare D?

Some of the Medicare D supplements in Wyoming have an upfront deductible and/or there is a "doughnut hole" gap in the middle, where the subscriber is responsible for 100% of pharmacy charges.

Our plan does not have a deductible nor does it have a maximum annual benefit. Once a subscriber pays $1,500 out of pocket in copays for prescriptions, then the plan pays 100% for the remainder of the calendar year.

What if I have a procedure that Medicare does not cover?

If it is a procedure that is an allowable benefit by WEBT, the plan will pay according to the benefit schedule.

For additional information on the retiree program, please see the "What does the WEBT offer?"

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